La sent\u00e8ncia de l\u2019 Audi\u00e8ncia Provincial de Barcelona, secc. 1a, d\u2019 11 de mar\u00e7 de 2014<\/strong>, va revocar parcialment la sent\u00e8ncia dictada en primera inst\u00e0ncia, i amb estimaci\u00f3 parcial del nostre recurs va anular sengles contractes de permuta finan\u00e7era o swap <\/em>(de la modalitat d\u2019 inflaci\u00f3, uns instruments finan\u00e7ers d\u2019 alt risc), que una caixa d\u2019 estalvis havia col\u00b7locat a una empressa t\u00e8xtil. L\u2019 empressa els havia subscrit sense entendrel\u00b4s b\u00e9 i pensant que contractava una mena d\u2019 asseguran\u00e7a per al cas d\u2019 augmentar l\u2019 inflaci\u00f3 i com a conseq\u00fc\u00e8ncia els interessos dels seus pr\u00e8stecs, com ha acostumat a passar en aquests casos.<\/p>\n

L\u2019 Audi\u00e8ncia de Barcelona va entendre que les obligacions i prestacions del contractant i l\u2019 entitat banc\u00e0ria no eren proporcionades ni equivalents i que l\u2019 entitat protegia millor els seus interessos interpossant l\u00edmits per al cas de que les liquidacions peri\u00f2diques de l\u2019 instrument oferissin un resultat per a ella desfavorable i a pagar.<\/p>\n

Es va condemnar a l\u2019 entitat a la devoluci\u00f3 de la totalitat dels cobraments percebuts del client en execuci\u00f3 del contracte.<\/p>\n","protected":false},"excerpt":{"rendered":"

La sent\u00e8ncia de l\u2019 Audi\u00e8ncia Provincial de Barcelona, secc. 1a, d\u2019 11 de mar\u00e7 de 2014, va revocar parcialment la sent\u00e8ncia dictada en primera inst\u00e0ncia, i amb estimaci\u00f3 parcial del…<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-257","post","type-post","status-publish","format-standard","hentry","category-sentencies"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/posts\/257","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/comments?post=257"}],"version-history":[{"count":1,"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/posts\/257\/revisions"}],"predecessor-version":[{"id":258,"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/posts\/257\/revisions\/258"}],"wp:attachment":[{"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/media?parent=257"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/categories?post=257"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/tags?post=257"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}