{"id":452,"date":"2019-05-03T15:07:14","date_gmt":"2019-05-03T15:07:14","guid":{"rendered":"https:\/\/www.fernandezabogados.com\/?p=452"},"modified":"2019-05-03T15:07:58","modified_gmt":"2019-05-03T15:07:58","slug":"omissions-en-questionari-de-salut-dasseguranca-bancaria-vida-prestec","status":"publish","type":"post","link":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/omissions-en-questionari-de-salut-dasseguranca-bancaria-vida-prestec\/","title":{"rendered":"Omissions en q\u00fcestionari de salut d’asseguran\u00e7a bancaria vida-pr\u00e9stec"},"content":{"rendered":"\n

El jutjat de primera inst\u00e0ncia 48 de Barcelona, \u200b\u200ben la\nseva sent\u00e8ncia n\u00fam. 79\/2019 de 25 de mar\u00e7 de 2019, va recon\u00e8ixer el dret a la\ncobertura de mort en una asseguran\u00e7a de vida vinculada a la cancel\u00b7laci\u00f3 d’un\npr\u00e9stec hipotecari en qu\u00e8 l’assegurada havia incorregut formalment en reserva o\ninexactitud, at\u00e8s que havia estat diagnosticada del melanoma que va acabar\ncausant-li la mort i, en canvi, havia declarat no patir c\u00e0ncer en el\nq\u00fcestionari de salut que li va fer omplir l’entitat banc\u00e0ria.<\/span><\/span>

\nAcollint-se a aquesta ocultaci\u00f3 de patologies en\nel q\u00fcestionari signat per l’assegurada, segona benefici\u00e0ria despr\u00e9s de la\nentitat banc\u00e0ria, l’entitat asseguradora vinculada va denegar la prestaci\u00f3, el\nque va donar lloc a un procediment judicial en el qual aquest despatx, a m\u00e9s de\nla indisputabilitat de la p\u00f2lissa conforme a l’art. 89 de la Llei de contracte\nd’asseguran\u00e7a, va fer valer la jurisprud\u00e8ncia espec\u00edfica que en mat\u00e8ria d’assegurances\nbancaris que nega la exisgtencia de dol i \/ o relativitza enormement la\ntranscend\u00e8ncia jur\u00eddica de les omissions o reserves de patologies pr\u00e8vies.<\/span><\/span><\/p>\n\n

La sent\u00e8ncia va acollir els arguments de la demanda i va condemnar\ntamb\u00e9 a l’asseguradora al pagament de les costes. No va ser apel\u00b7lada i va\nquedar ferma.<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

El jutjat de primera inst\u00e0ncia 48 de Barcelona, \u200b\u200ben la seva sent\u00e8ncia n\u00fam. 79\/2019 de 25 de mar\u00e7 de 2019, va recon\u00e8ixer el dret a la cobertura de mort en…<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[110,13,8],"tags":[],"class_list":["post-452","post","type-post","status-publish","format-standard","hentry","category-8-ca","category-sentencies","category-sin-categoria-ca"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/posts\/452","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/comments?post=452"}],"version-history":[{"count":2,"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/posts\/452\/revisions"}],"predecessor-version":[{"id":454,"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/posts\/452\/revisions\/454"}],"wp:attachment":[{"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/media?parent=452"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/categories?post=452"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fernandezabogados.com\/ca\/index.php\/wp-json\/wp\/v2\/tags?post=452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}